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4.4.4 Tax Reliefs and Other Tax Breaks

  • Contributions made by individuals within the above limits are eligible for income tax relief and are paid net of basic rate tax.

  • Employees and the self employed must claim any relief against higher rate tax from the Inland Revenue via their annual tax return; where the tax rate of the individual is less than the basic rate, however, basic rate relief is still applied.

  • Employer contributions are allowable as a deductible expense.

  • Tax relief is available in respect of the tax year in which contributions are made


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