3.2.2 Factors to Consider for Whole of Life Policies:
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Premium rate and premium payment term (e.g. premiums may cease
at 80 or 85 but the cover continues)
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Investment/bonus performance and consistency.
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Surrender value figures.
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Range of options and additional costs and underwriting requirements,
conditions or exclusions.
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For unit linked policies, choice of funds and cost of switching
between funds.
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The provider's approach to underwriting
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